"I got laid off in August. Since then I've been babysitting, very part-time, only on weekends. I have survived out of the savings I had and the food pantry. For this month's rent I had to sell things I owned. I pawned my wedding rings for November's rent. Schools are closed and the kids at home, so I can't afford a sitter to go to work."

"My hours are reduced to comply with COVID restrictions. My tips are down 90% because my job is not as busy as it used to be. I was 4 days late on December rent and car insurance is due. I have medical bills for seeing a therapist regularly. I've been using the food pantry."